A little each day. A lot at the end of the month.

Your assigned collector follows a fixed daily route across Adjiringanor, East Legon and nearby markets, so you never have to leave your stall or shop to save.

Every visit is logged in both your passbook and our digital ledger — you get an SMS confirmation within minutes of every deposit for full transparency.

There is no minimum monthly commitment. Save GH₵ 5 on quiet days and GH₵ 100 on busy market days — the plan flexes around your income.

You can raise or lower your daily target at any time by informing your collector. No paperwork, no penalties.

Choose any day of the month as your withdrawal date at sign-up. On that day your balance is available in full at our Adjiringanor office or via mobile money transfer.

Prefer to keep saving? Roll it forward, move it into a Fixed Deposit for higher returns, or use it as collateral to unlock a preferential loan.

Collectors carry photo ID and use tamper-proof receipt books issued by our head office. Every entry is reconciled daily against the central ledger.

Member deposits are protected under the cooperative's internal guarantee fund, and we maintain a full audit trail for every cedi received.