Restock, refresh, revenue.
Purpose-built for market traders — quick disbursement, daily or weekly repayment, and terms that keep your stall stocked and profitable.
Made for the market floor
Fast disbursement
Approved traders can receive funds the same day.
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Once your file is approved, funds are disbursed via mobile money or cash pickup within hours — so you can restock before the next market day. Repeat borrowers with clean history are pre-approved for even faster turnaround.
Daily repayment
Repay small amounts daily — the same way you earn.
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Instead of a large monthly instalment, you repay a small, manageable amount each day when the collector visits. It matches how money actually flows on the market floor and removes the pressure of end-of-month lump sums.
Inventory-linked
Loan amounts sized to your typical stock cycle.
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We look at your typical restocking pattern — weekly wholesale runs, seasonal bulk purchases — and size the loan so it fits one full cycle. That way the loan pays for itself as your stock turns.
Rewarded loyalty
Every completed loan unlocks a higher limit next time.
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Each fully repaid loan builds your internal credit score with us. Traders in good standing see steady increases in loan ceilings, reduced processing time, and access to preferential rates over time.
Backed by the Traders Union
As a cooperative formed in part by the Traders Union, we understand market cycles — the busy Fridays, the quiet Tuesdays, the seasonal spikes. Your loan terms reflect the reality of trading in Ghana.
Ready to take the next step?
Our team in Adjiringanor is ready to help you save, borrow and grow with confidence.
