Cover life's important moments with confidence.
From tuition to rent to a family celebration — a personal loan from Daakey gives you the flexibility you need.
What you get
Flexible amounts
Borrow from GH₵ 500 to GH₵ 50,000 based on your capacity.
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Your loan ceiling is set by your income, savings history and — where applicable — the strength of your guarantor. Active susu members typically qualify for higher amounts because we already have a record of consistent contributions.
Fast decisions
Most applications receive a decision within 48 hours.
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Once your application and documents are submitted, our credit committee reviews and communicates a decision within two working days. Members with 6+ months of susu savings are often approved same-day.
Personalized terms
Repayment schedules that respect your real income cycle.
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We build repayments around when you actually earn — weekly for traders, monthly for salaried members, or aligned to specific paydays. If your income changes, restructuring conversations are welcome — talk to us before you fall behind.
Transparent rates
No hidden fees. What we quote is what you pay.
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Your offer letter shows the full breakdown — principal, interest, processing fee and total repayment — before you sign. There are no surprise charges, and early repayment is always welcomed with an interest rebate.
What you'll need to apply
- Valid Ghana Card or national ID
- Proof of income (payslip, business records or susu passbook)
- One guarantor (member or non-member)
- Passport-size photograph
- Recent utility bill or proof of residence
Ready to take the next step?
Our team in Adjiringanor is ready to help you save, borrow and grow with confidence.